Lifestyle Financial Planning · Cape Town
Accrue Financial Advisory Services is an independent, advice-based firm in Cape Town. Our team of four CFP-qualified advisors follow a structured 6-step planning process — built around your goals, your life, and your future.
Who We Help
Accrue serves individuals, families, professionals, business owners and retirees across Cape Town. Our approach to financial planning starts with understanding what matters to you — your goals, your concerns, and the life you want to live.
From starting your career to building wealth to protecting what you've built — we help individuals and families across every stage of life create and maintain a financial plan that works.
For professionals with growing incomes and business owners with complex financial needs — tax efficiency, business assurance, key man cover, and building personal wealth alongside your business.
Ensuring you reach retirement financially independent — and that your wealth lasts and transfers correctly. Only 6% of South Africans retire financially independent. We work to put our clients in that 6%.
How We Work
Our planning process puts your life at the centre — not products, not commissions. Six structured steps from first conversation to long-term review.
Understand
Clarity on your future goals and aspirations. Your vision for the future — your life, your money and what matters most to you.
Analyse
Together we gather your complete financial data — income, assets, liabilities, cover. This forms the basis of your personalised plan.
Define
Based on your situation and your aspirations, we define clear, measurable financial goals — short, medium and long term.
Strategise
We model various strategies to show the impact of different choices on your financial future — taking tax, liquidity and risk into account.
Implement
Once you've understood and agreed the plan, we implement it. Clear, structured, with full transparency on what's being done and why.
Review
Annual review meetings to ensure you remain on track and to adjust the plan as your life and circumstances change.
Honest conversations. Personalised plans. Long-term relationships.
Book a Consultation →The Accrue Team
All four Accrue advisors are Certified Financial Planners — every client gets the same rigorous process, regardless of who they work with.
Founding Partner · CFP®
44 years in financial services — Prudential UK, Old Mutual and Standard Bank before founding Accrue. A founding partner with deep institutional experience across markets.
Founding Partner · B.Com
17 years at Standard Bank Financial Consultancy before co-founding Accrue. B.Com (Natal), endurance athlete and commentator for major cycling and triathlon events.
CFP® · FPI Member
CFP® with honours in Financial Management (UP) and a PGDip in Financial Planning (UFS). Former AlexForbes advisor with a background in accounting.
CFP® · FPI Member
18+ years in financial planning, former Standard Bank. CFP® with PGDip Financial Planning (UFS). Specialist in retirement, investment, risk and offshore planning.
Supported by Shabira Khan, Mishqua Hendricks and Insaaf Sufadien — our experienced office and executive assistant team.
Our Services
Investment, risk, retirement, estate planning and offshore — all through one independent team.
Wealth
Investment Planning
Local and offshore portfolios — unit trusts, tax-free investments, endowments and lump sum strategies. Structured around your risk profile and time horizon.
→Retirement
Retirement Planning
Retirement annuities, pension and provident funds, preservation funds and living annuities. Planning at every stage — accumulation, pre-retirement and drawdown.
→Protection
Risk Planning
Life assurance, disability, income protection, severe illness and medical aid — structured around your income, your family and your obligations.
→Estate
Estate Planning
Wills, trusts, estate liquidity and offshore estate planning. Ensuring your wealth transfers to the right people, at the right time, with minimum friction.
→Offshore
Offshore Investments
Foreign investment allowances, offshore endowments, currency planning and international portfolio management — for South Africans with global exposure needs.
→Get In Touch
Contact us to arrange a consultation with one of our advisors. There's no obligation — just an honest conversation about where you are and where you want to be.
or email us directly
Independent advisors. No product pressure. Just advice built around your life.
Phone
+27 21 761 1500Location
Cape Town, South AfricaAuthorised FSP
FSP 45673 · FSCA Accredited